Effective Date: March 20, 2026

Thank you for using our Loan Calculator application (the “App”). We respect your privacy and are committed to protecting your information. This Privacy Policy explains how information is handled when you use the App.

The App is designed solely to provide loan calculation and financial estimation tools. It does not offer lending services, make credit decisions, or provide any financial products.

1. Information We Collect

The App is designed to minimize data collection and primarily operates as an offline tool.

1.1 Information You Provide

● Loan-related inputs such as loan amount, interest rate, and repayment period entered for calculation purposes.

● All inputs are processed locally on your device and are not transmitted to or stored on our servers.

1.2 Information We Do Not Collect

We do not collect or request:

● Personal identification information (e.g., name, ID number, phone number, address)

● Financial account or banking information

● Contacts, SMS, call logs, photos, or location data

The App does not require user registration or account creation.

1.3 Device and Usage Information

We may collect limited, non-personal technical information strictly for app performance and stability purposes, such as:

● App version

● Device operating system version

● Crash reports and diagnostic data (anonymized and aggregated)

This information does not identify you personally.

2. How We Use Information

Information handled by the App is used only to:

● Perform loan calculations requested by you

● Improve app functionality, stability, and user experience

● Comply with applicable laws and platform requirements

We do not use any information for:

● Credit scoring or lending decisions

● Marketing or advertising purposes

● User profiling or automated decision-making

3. Data Storage and Security

● All calculation data remains on your device and is not stored on external servers.

● Data may be cleared when you close, reset, or uninstall the App.

● We do not maintain any centralized user database.

● Reasonable technical safeguards are implemented to prevent unauthorized access or misuse.

4. Data Sharing and Disclosure

We do not sell, rent, or share user data with third parties.

Information may only be disclosed if required by applicable laws, regulations, or valid legal processes.

5. Third-Party Services

The App may use standard third-party services (such as analytics or crash reporting tools) provided by Apple or trusted providers. These services, if enabled, only process anonymized and aggregated technical data and operate under their own privacy policies.

6. Children’s Privacy

The App is not intended for individuals under the age of 18. We do not knowingly collect any personal data from children.

7. Your Rights

Depending on applicable laws, you may have rights including:

● Access to information related to your use of the App

● The ability to delete locally stored data by clearing the App or uninstalling it

Since we do not collect or store personal data, most controls are available directly through your device.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any updates will be posted within the App or on the App Store listing. Your continued use of the App after any changes indicates your acceptance of the updated Privacy Policy.

9. Contact Us

If you have any questions about this Privacy Policy or the App, please contact us at:

Email: brookslindsey613@gmail.com

By using the App, you acknowledge that you have read and understood this Privacy Policy.